RCFS https://rcfstrusts.org "Improving Lives - Protecting Futures" Tue, 07 Apr 2026 19:05:00 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://rcfstrusts.org/wp-content/uploads/2023/04/cropped-logo-placeholder-32x32.png RCFS https://rcfstrusts.org 32 32 224759882 Improving Lives, Protecting Futures: River Communities Fiduciary Services https://rcfstrusts.org/fiduciary-services-pennsylvania/ Thu, 08 Aug 2024 17:52:53 +0000 https://rcfstrusts.org/?p=5238 In the arena of professional fiduciary services companies, River Community Fiduciary Services, Inc. (RCFS) has carved a niche for themselves by providing top-tier fiduciary services that cater to a diverse clientele, ensuring that their financial and personal affairs are managed with the utmost dignity, and integrity.

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]]> 5238 Benefits of Irrevocable Burial Accounts https://rcfstrusts.org/irrevocable-burial-accounts/ Fri, 19 Apr 2024 21:17:55 +0000 https://rcfstrusts.org/?p=4690 Irrevocable Burial Accounts (IBA) are accounts set up for the sole purpose of providing funds for an individual’s funeral and burial expenses. Funds, below the maximum limit ... which are deposited in the account, are not considered as assets in determining eligibility for SSI or Medical Assistance.

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]]> 4690 Supplemental Needs Payback Trusts https://rcfstrusts.org/supplemental-needs-payback-trusts/ Fri, 19 Apr 2024 19:28:43 +0000 https://rcfstrusts.org/?p=4679 A Payback or Special Needs Trust permits assets to be legally sheltered so that an individual with disabilities receiving government benefits is not rendered ineligible.

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]]> 4679 Third Party Supplemental Needs Trusts: How Families Can Plan Ahead https://rcfstrusts.org/third-party-supplemental-needs-trusts-a-guide/ Fri, 19 Apr 2024 17:11:58 +0000 https://rcfstrusts.org/?p=4648 The Third Party Funded Supplemental Needs Trust permits a family to plan and financially provide for an individual with disabilities without affecting the individual’s eligibility for government benefits. This type of a trust is a very effective tool, but it requires very careful advance planning.

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]]> 4648 Supplemental Needs Pooled Trusts: What They Are https://rcfstrusts.org/supplemental-needs-pooled-trusts/ Fri, 19 Apr 2024 16:38:55 +0000 https://rcfstrusts.org/?p=4630 Supplemental Needs Pooled Trusts ... permit assets, which would otherwise disqualify an individual from receiving SSI (Supplemental Security Income), or Medical Assistance (some states use MA, Medicaid, or have other names for this benefit), to be placed in a trust account and not render the individual ineligible.

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]]> 4630 Repeat After Me: “SSI Is Not Social Security” https://rcfstrusts.org/repeat-after-me-ssi-is-not-social-security/ Tue, 13 Feb 2024 16:47:21 +0000 https://rcfstrusts.org/?p=4601   Trust Matters   Repeat After Me: “SSI Is Not Social Security” Special Needs Trust, Supplemental Security Income (SSI) SSI vs. Social Security If I had a million dollars, I’d buy commercial time at the upcoming Super Bowl and run an ad that would say, in big bold letters, “SSI is not Social Security.” I […]

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]]> 4601 Year-End Giving https://rcfstrusts.org/year-end-giving/ Mon, 12 Feb 2024 20:45:09 +0000 https://rcfstrusts.org/?p=4548 Charities and nonprofit organizations often rely solely on donations to fund their missions. Interestingly, according to Charity Navigator, half of all nonprofits in the U.S. receive the bulk of their funding during the last quarter of the year.

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]]> 4548 Shocktober: A Spooky Month For Investors? https://rcfstrusts.org/shocktober-a-spooky-month-for-investors/ Mon, 12 Feb 2024 19:27:02 +0000 https://rcfstrusts.org/?p=4539   Trust Matters   Shocktober: A Spooky Month For Investors? Financial Planning Just when you thought hair-raising ghosts and creepy crawlies were the biggest scares this month…Welcome to October, one of the most feared months on the financial calendar. Why? Take a look back in history, for precedence: The Bank Panic of October 1907. This […]

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]]> 4539 Financial Planning For Kids: Simple Tips to Teach Children How to Save https://rcfstrusts.org/simple-tips-to-teach-children-how-to-save/ Mon, 12 Feb 2024 19:06:44 +0000 https://rcfstrusts.org/?p=4533   Trust Matters   Financial Planning For Kids: Simple Tips to Teach Children How to Save Financial Planning Do your children see you pay with plastic? Do they truly understand the value of a dollar and realize money doesn’t grow on trees. Why not get your kids started on the right foot financially by teaching […]

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]]> 4533 Your Successful Side Hustle https://rcfstrusts.org/your-successful-side-hustle/ Mon, 12 Feb 2024 17:05:41 +0000 https://rcfstrusts.org/?p=4526   Trust Matters   Your Successful Side Hustle Financial Planning In today’s dynamic economy, side hustles have emerged not only as a means of creative expression but also as integral components of strategic financial planning. Beyond just fulfilling passions, these supplementary endeavors offer individuals the opportunity to bolster their income, accelerate savings, and cultivate financial […]

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]]> 4526 Financial Planning: Tips For New College Grads https://rcfstrusts.org/financial-tips-for-new-college-grads/ Mon, 12 Feb 2024 16:42:01 +0000 https://rcfstrusts.org/?p=4520   Trust Matters   Financial Planning: Tips For New College Grads Financial Planning Ah, spring is here! The birds are singing, the sun is shining, the flowers are blooming… and your whole life is stretching out before you – congratulations! As a new college grad, you may now be launching into your career with your […]

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]]> 4520 Easy Ways to Boost Your Financial Literacy https://rcfstrusts.org/easy-ways-to-boost-your-financial-literacy/ Fri, 09 Feb 2024 20:47:40 +0000 https://rcfstrusts.org/?p=4499   Trust Matters   Easy Ways to Boost Your Financial Literacy Financial Planning April is Financial Literacy Month, a national campaign to raise awareness about financial literacy and promote financial education. In this month, organizations nationwide carry out a variety of events, learning opportunities, and initiatives to improve financial literacy, especially among our nation’s youth. […]

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]]> 4499 Should I See A Financial Advisor? https://rcfstrusts.org/should-i-see-a-financial-advisor/ Fri, 09 Feb 2024 19:31:40 +0000 https://rcfstrusts.org/?p=4487 When is it time to see a financial advisor? You’ve likely been successfully managing your money for decades, but certain long-term goals and life events may necessitate the integration of a professional, stepping in to assist when financial situations become too emotional, confusing, or complex to handle alone.

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]]> 4487 Financial Resolutions Worth Keeping https://rcfstrusts.org/financial-resolutions-worth-keeping/ Fri, 09 Feb 2024 18:30:37 +0000 https://rcfstrusts.org/?p=4478 When January rolls around, many pin their hopes on resolutions related to health and wellness or new skills or hobbies; however, one area of aspiration that shouldn’t be overlooked is financial health.

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]]> 4478 Substitute Health Care Decision Makers: What You Need To Know https://rcfstrusts.org/substitute-health-care-decision-makers-what-you-need-to-know/ Thu, 08 Feb 2024 19:10:05 +0000 https://rcfstrusts.org/?p=4377 Navigating health care decisions can be a complex and sensitive task, especially when the individual involved is unable to express their preferences. In such situations, the role of a Substitute Health Care Decision Maker becomes crucial.

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